Health Insurance in India-A Comparative Study of Public and Private Companies Regarding Service Cost
- Author Dr. Anupreeta
- Country : India
- Subject : Commerce
Health Insurance, by whatever term used it often subsumes numerous distinctive plans of coverage to protect the insured against specific financial losses from injury, illness or incapacity. In developing countries where diagnostic expenses and cost of private hospitalization in beyond individual’s pocket, the role and importance of health insurance increases with leap and bounds in order to get financing of the health shock treatment. In India also, significance of health plans could not be ignored. In our country these health insurance plans are being offered by both public and private sector health insurance companies. These companies adopt various measures like full transparency, better hospitalization facilities, more inclusion of critical illness diseases, simple and prompt claim procedure, low premium etc to attract their customers. In present research paper researcher had endured to make a comparative analysis of service cost offered by both private sector and public sector health insurance companies together with suggesting some suitable measures to improve the same.
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